Travel and Hospitality

Hospitality Risk Management

Protecting people, property and operations across the hospitality industry.

Building resilience with Hospitality Risk Management

The hospitality industry thrives on safe, seamless and memorable guest experiences. From hotels and resorts to restaurants, casinos and entertainment venues, the sector faces a wide range of risks that can disrupt operations, harm people and damage reputations.

The hospitality industry thrives on safe, seamless and memorable guest experiences. From hotels and resorts to restaurants, casinos and entertainment venues, the sector faces a wide range of risks that can disrupt operations, harm people and damage reputations.

Economic pressure, labor shortages, extreme weather and cyber threats are all reshaping hospitality risk management. According to Hotel Management Network, anticipated growth across performance indicators is slowing in 2025 and 2026, underscoring the importance of proactive risk mitigation.¹

Workplace safety remains critical. Research shows hotel workers are nearly 40% more likely to be injured on the job compared with other service workers, with many incidents leading to long absences.² These risks increase costs and hinder service delivery.

Technology is another growing exposure. The average cost of a hospitality data breach rose to $4.03 million in 2025, reflecting higher stakes for data protection and cyber resilience.³ Extreme weather events, property damage, supply chain disruptions and compliance challenges add further complexity.

Zurich Resilience Solutions supports hospitality businesses with data-driven risk assessments, operational strategies and resilience planning. Our goal is to reduce vulnerabilities, improve continuity and strengthen customer confidence.

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Why risk management is essential for the Hospitality industry

Proactive risk management enables hospitality businesses to safeguard employees, protect assets and deliver uninterrupted guest services. It supports compliance, lowers operational costs and enhances long-term resilience.

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Hospitality Risk Management Services

We deliver solutions that address the full risk landscape of the hospitality industry. Our approach combines on-site expertise, advanced analytics and partnerships with trusted vendors to help ensure your needs are met.

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Find out how we can help your business identify and mitigate risks.

Supporting Downloads

  • Hospitality
    Hospitality Industry Risk Brochure
  • Hospitality Insights Trends Perspectives Thumbnail
    Hospitality Insights: Trends & Perspectives
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Hospitality risk management frequently asked questions

It is the process of identifying, assessing and reducing operational, financial and safety risks that affect hospitality businesses, including risks to guests, employees, property and reputation.

It lowers injury rates, reduces liability and ensures consistent service quality while keeping employees and guests safe.

Because the industry handles sensitive guest data and depends on digital systems. Cyber resilience helps prevent breaches, fraud and costly downtime.

Fire, water damage, aging infrastructure and extreme weather are among the most common risks that can disrupt operations and lead to costly repairs.

Yes. Our risk management strategies are tailored to the unique profile of your business—whether a boutique hotel, global resort, restaurant chain or casino operation.

Sources

  1. Hotel Management Network. (2024). Global hotel industry outlook: 2025–2026.
  2. Buchanan, S. et al. (2010). Occupational injury disparities in the U.S. hotel industry. American Journal of Industrial Medicine, 53(2), 116–125.
  3. IBM. (2025). Cost of a data breach report 2025. IBM.